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邳州房产网,邳州房地产网

首页/购房工具
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购房能力评估

  • 现可用于购房的资金:万元
  • 现家庭月收入:
  • 家庭每月用于购房支出:元/月
  • 您计划购买房屋的面积:平方米
  • 您期望偿还贷款的年限:

请除数据,重新计算

计算结果(  计算结果仅供参考  )

您可购买的房屋总价为:0

您可购买的房屋单价为:0元/平米

购房相关税费:

                契税:0

公共维修基金:0

银行贷款需支付的费用:

        首付款:0

        保险费:0

        律师费:0

抵押登记费:0

购房能力评估

1.公积金贷款最高额度为80万元;

2.对已贷款购买一套住房但人均面积低于当地平均水平,再申请购买第二套普通自住房的居民,比照执行首次贷款购买普通自住房的优惠政策。

公积金贷款利率(单位%)

年限1-5年5-30年
2015.10.24后2.753.25
2015.08.26后2.753.25
2015.06.28后3.003.50
2015.05.11后3.253.75
2015.03.01后3.504.00
2014.11.22后3.754.25
2012.07.06后4.004.50
2012.06.08后4.204.70
2011.07.06后4.454.90
2011.04.05后4.204.70

商业贷款利率(单位%)

年限3-5年5-30年
2015.10.24后4.754.90
2015.08.26后5.005.15
2015.06.28后5.255.40
2015.05.11后5.505.65
2015.03.01后5.755.90
2014.11.22后6.006.15
2012.07.06后6.406.55
2012.06.08后6.656.80
2011.07.06后6.907.05
2011.04.05后6.656.80
2011.02.09后6.456.60
2010.12.26后6.226.40
2010.10.20后5.956.14
2008.12.23后5.765.94
2008.11.27后5.946.12
2008.10.30后7.027.20
2008.10.09后7.297.47
var rg7 = document.getElementById("rg7"); var rg8 = document.getElementById("rg8"); var rg10 = document.getElementById("rg10"); var rg11 = document.getElementById("rg11"); var rg12 = document.getElementById("rg12"); var rg13 = document.getElementById("rg13"); var rg14 = document.getElementById("rg14"); var rg15 = document.getElementById("rg15"); rhb = new Array(440.104, 301.103, 231.7, 190.136, 163.753, 144.08, 129.379, 117.991, 108.923, 101.542, 95.425, 90.282, 85.902, 82.133, 78.861, 75.997, 73.473, 71.236, 69.241, 67.455, 65.848, 64.397, 63.082, 61.887, 60.798, 59.802, 58.890, 58.052, 57.282) yhz = new Array(1.978, 2.9344, 3.8699, 4.7847, 5.6794, 6.5544, 7.4102, 8.2472, 9.0657, 9.8662, 10.6491, 11.4148, 12.1636, 12.8959, 13.6121, 14.3126, 14.9977, 15.6677, 16.3229, 16.9637, 17.5904, 18.2034, 18.8028, 19.389, 19.9624, 20.5231, 21.0715, 21.6078, 22.1323) function chk01() { if (parseFloat(document.myform.rg01.value) < 4.7) alert("--您确定是" + parseFloat(document.myform.rg01.value) + "万元?--" + "\n\n" + "那么您目前尚不具备购房能力," + "\n\n" + "建议积攒积蓄或能筹集更多的资金。") if (parseFloat(document.myform.rg01.value) > 10000) alert("您确定拥有超过一亿元的购房资金?"); } function chk02() { if (parseFloat(document.myform.rg03.value) > parseFloat(document.myform.rg02.value) * 0.7) { alert("您预计家庭每月可用于购房支出已超过家庭月收入的70%," + "\n\n" + "是否确定不会影响您的正常生活消费?" + "\n\n" + "建议在40%(" + parseFloat(document.myform.rg02.value) * 0.4 + "元)左右") } } function chk03() { if (document.myform.rg01.value == "") alert("请填写现可用于购房的资金") else if (document.myform.rg02.value == "") alert("请填写现家庭月收入") else if (document.myform.rg03.value == "") alert("请填写预计家庭每月可用于购房支出") else if (document.myform.rg06.value == "") alert("请填写您计划购买房屋的面积") else chk04() } function chk04() { //您可购买的房屋总价=(家庭月收入-家庭月固定支出)×( ((1+月利率)^还款月数)-1 )÷[月利率×(1+月利率)^还款月数]+持有资金 var month = parseInt(document.myform.rg04.options[document.myform.rg04.selectedIndex].value); var year = parseInt(month / 12); /*var lilu = 0.00576; if (year > 5) lilu = 0.00594;*/ js00_n = parseFloat(document.myform.rg01.value);//现持有 js01_n = parseFloat(document.myform.rg02.value);//月收入 js02_n = parseFloat(document.myform.rg03.value);//月支出 js03_n = parseFloat(document.myform.rg06.value);//面积 /*var d1 = js01_n - js02_n; var d2 = Math.pow(1 + lilu, month) - 1; var d3 = lilu * Math.pow(1 + lilu, month) rg07.innerHTML = Math.round(((d1 * d2) / d3) + js00_n); rg08.innerHTML = parseFloat(rg07.innerHTML) / js03_n;*/ ////////////////////// js00 = js00_n * 10000 //现持有 js01 = js02_n // 月支出 js02 = Math.round(js01 / rhb[parseInt(document.myform.rg04.options[document.myform.rg04.selectedIndex].value) / 12 - 2]) * 10000 js03 = js03_n if (js02 > js00 * 3.2) js02 = js00 * 3.2 rg07.innerHTML = Math.round((js02 + 0.8 * js00) * 100) / 100 rg08.innerHTML = Math.round(parseFloat(rg07.innerHTML) / js03 * 100) / 100 if(js03<90){ rg10.value=Math.round(parseFloat(rg07.value)*1)/100 }else if(js03>=90 && js03<144){ rg10.value=Math.round(parseFloat(rg07.value)*1.5)/100 }else{ rg10.value=Math.round(parseFloat(rg07.value)*3)/100 } /*if (js03 < 120) rg10.innerHTML = Math.round(parseFloat(rg07.innerHTML) * 2) / 100 else rg10.innerHTML = Math.round((parseFloat(rg07.innerHTML) - parseFloat(rg08.innerHTML) * 120) * 4 + parseFloat(rg08.innerHTML) * 120 * 2) / 100*/ rg11.innerHTML = Math.round(parseFloat(rg07.innerHTML) * 2) / 100 rg12.innerHTML = Math.round(parseFloat(rg07.innerHTML) * 20) / 100 rg13.innerHTML = Math.round(Math.round(parseFloat(rg07.innerHTML) * 0.05) / 100 * yhz[parseInt(document.myform.rg04.options[document.myform.rg04.selectedIndex].value) / 12 - 2] * 100) / 100 rg14.innerHTML = Math.round(parseFloat(rg07.innerHTML) * 0.3) / 100 rg15.innerHTML = "200~500" } document.getElementById("reset").onclick = function() { document.getElementsByName('myform')[0].reset(); return false; } //计算器导航 (function() { var str = ''; $('#calc_nav').find('li').on({ 'mouseenter': function() { str = $(this).attr('class'); $(this).addClass(str + '_h'); }, 'mouseleave': function() { $(this).removeClass(str + '_h'); } }); })(); $(".calc_dl dd:odd").css("background", "#eee");
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